INDEPENDENT AGENTS · REMOTE SERVICE
Start with your state.
Plan for the people you love.
Explore mortgage protection and final expense guidance, choose your county and tell us what you want to protect.
We work remotely. Each state page gives you a county map, a needs check and direct ways to reach Joshua or Nicole. Coverage depends on the policy, carrier, underwriting and availability in your state.
Our directory covers all 3,143 counties and county equivalents across the 50 states. Choose your state, then your county, to start a remote needs check.
01 / CHOOSE YOUR STATE
Your state. Your next step.
Select a state to explore its counties and start a conversation.
Where do you call home?Hover, tap or use the selection list above.
Simplified 2025 Census boundaries for navigation. Alaska and Hawaii are insets; Hawaii shows the main islands. Remote service; no walk-in offices.
Nicole Lifford · Agency Owner
Joshua Lifford · Co-Owner
Your device handles the call or text; no message is sent automatically.ALAlabama67 counties & equivalentsAKAlaska30 counties & equivalentsAZArizona15 counties & equivalentsARArkansas75 counties & equivalentsCACalifornia58 counties & equivalentsCOColorado64 counties & equivalentsCTConnecticut9 counties & equivalentsDEDelaware3 counties & equivalentsFLFlorida67 counties & equivalentsGAGeorgia159 counties & equivalentsHIHawaii5 counties & equivalentsIDIdaho44 counties & equivalentsILIllinois102 counties & equivalentsINIndiana92 counties & equivalentsIAIowa99 counties & equivalentsKSKansas105 counties & equivalentsKYKentucky120 counties & equivalentsLALouisiana64 counties & equivalentsMEMaine16 counties & equivalentsMDMaryland24 counties & equivalentsMAMassachusetts14 counties & equivalentsMIMichigan83 counties & equivalentsMNMinnesota87 counties & equivalentsMSMississippi82 counties & equivalentsMOMissouri115 counties & equivalentsMTMontana56 counties & equivalentsNENebraska93 counties & equivalentsNVNevada17 counties & equivalentsNHNew Hampshire10 counties & equivalentsNJNew Jersey21 counties & equivalentsNMNew Mexico33 counties & equivalentsNYNew York62 counties & equivalentsNCNorth Carolina100 counties & equivalentsNDNorth Dakota53 counties & equivalentsOHOhio88 counties & equivalentsOKOklahoma77 counties & equivalentsOROregon36 counties & equivalentsPAPennsylvania67 counties & equivalentsRIRhode Island5 counties & equivalentsSCSouth Carolina46 counties & equivalentsSDSouth Dakota66 counties & equivalentsTNTennessee95 counties & equivalentsTXTexas254 counties & equivalentsUTUtah29 counties & equivalentsVTVermont14 counties & equivalentsVAVirginia133 counties & equivalentsWAWashington39 counties & equivalentsWVWest Virginia55 counties & equivalentsWIWisconsin72 counties & equivalentsWYWyoming23 counties & equivalents